Hear What Our Happy Customers Are Saying

"We were able to payoff our mortgage in 10 years which for us was 15 years early!" - Joyce


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Testimonials From a Few More of Our Happy Customers

"The program has literally saved us thousands of dollars, it's been a great fantastic program." - Orlan

"If I follow what the program tells me to do, I will eliminate 30 years of my mortgage." -Pete

FAQ - Enlighten Financial Group

Frequently Asked Questions

FAQ - Enlighten Financial Group - Frequently Asked Questions

What is It?
An award winning debt elimination, debt management, and wealth building software, that is the only one of its kind in the world.
What if we just refinanced?
Excellent! Then, you will maximize your savings and this program is perfect for you. The video in the link below explains the math and gives satisfying answers on exactly how you can benefit. http://8bankingprinciplesenlightenfinancialgroup.com.
Are the results on my analysis guaranteed?
Yes! Your completed Analysis is our 100% guarantee in writing. As long as you follow the prompts in the program, your "pay-off date," and your "debt savings" is guaranteed with our 100% life-time FULL money-back guarantee.
Is this too good to be true?
No. Ernst & Young, which is the 3rd largest accounting firm in the world, NBC News, and many other media leaders, have validated and endorsed this solution, giving it their seals of approval.


These companies have a huge reputation to uphold, both publicly and professionally.
Hence, there is a 100% FULL lifetime money-back guarantee – so if you follow the prompts, and don’t get the results you are looking for, you get ALL of your money back. 

As long as you follow the software’s instructions, there is no risk to you for trying it.
Isn't this like Quicken, Quickbooks, or a spreadsheet?
Would you consider a company that has 300,000 employees, and does $36 billion in revenue a year a small company? Well, that's Ernst & Young, the 3rd largest ACCOUNTING company in the world! They do math, accounting and budgets for many of the biggest companies in the world.

Do you think Ernst & Young would have given out one of their top awards to this, if this was as simple as Quicken, Quickbooks, or a spreadsheet? Obviously, not.

Though this software has those capabilities of these accounting softwares, that is only one aspect of the many components that this software offers its users. With 4.5 million lines of code, this software does much more.

Have you seen the "8 Banking Principles" video? This will show you what Ernst & Young saw.

How does it work?
Many people don’t know this, but, the way banks make money, is by MOVING money, which means there are no idle funds.

Our software does the same thing that the bank does, but in reverse. In fact, it’s a banking software.

It uses 4 1/2 million lines of code and banking principles against them to accomplish this. It prompts you to move money the way the bank does.

The “8 Banking Principles” video explains this in only 13 minutes:


Why does your solution work better than refinancing?
The answer really depends on your goals - lower monthly payment, faster home-pay-off, or even cash-out. Either way, the program and software can work in conjunction with refinancing, if a refinance is found necessary.  

With the software, you can answer which solution is better, down to the penny, even before you apply for a refi, so that you don't make the wrong decision. In addition, whether you refi, or you don't, the software will accelerate how fast you pay-off your home, without any change to your budget or lifestyle. Also, for more specific details to that answer, please pay attention to the difference between APR and T.I.P. in this video below. You will want to know this fact before refinancing. Or, how to fix this mistake http://8bankingprinciplesenlightenfinancialgroup.com.
How is this different from me just putting money towards principal?
Paying extra principal to your mortgage is one way to pay off your mortgage sooner, but it’s not the fastest, or most efficient. Our solution uses 8 Banking Principal simultaneously to accelerate paying off your mortgage several years earlier than that, and saving you even tens of thousands to hundreds of thousands of dollars more.
How is your software different than using other debt elimination methods, like the Debt Snowball, Debt Stacking, Debt Laddering, Avalanche Method, Debt Roll Down and Velocity Banking Methods?
All of these methods are good methods of paying off debt.  That is why in the 4.5 million lines of programming code in the Software, it uses a combination of all of these methods, at the same time, leaving no idle opportunities to pay off debt.  This creates a result that leads to a compounded, accelerated debt pay-off.  Plus, the Software uses the same kinds of algorithms to create wealth.
Who gave you the award?
Ernst & Young, which is the 3rd largest accounting firm in the world. They have an annual revenue of over $36 billion, and employ over 270,000 people, many of which are the most talented CPA's in the world.
Who nominated you for the Ernst & Young "Entrepreneur Of The Year Award" in 2008, and what other companies have won this Award?
Wells Fargo Bank was the company that nominated us for this Award. Microsoft, eBay, Apple, and Starbucks won this same award that we won, when they were early in their business development.
How much debt has your program eliminated?
Over $2 billion dollars in "principal debt" payments for the American people as of January 2020, not including the "Interest" completely cancelled and saved.
How many customers do you have in the United States?
Over 70,000 happy customers and growing.
What other Press outlets have recognized your solution?
NBC News, Ernst & Young, Business Wire, True Wealth Magazine, Home Business Magazine, Broker Banker Magazine, SUCCESS from home magazine, Mortgage Planner Magazine, Personal Real Estate Investor Magazine... and more.
What kind of "DEBT" can your solution help with?
Mortgages, student loans, business loans, personal loans, car or recreation vehicle loans, credit cards, anything financed, and more.
What kind of debt savings can I get?
The results vary between customers. Still, our individual customers cancel and save between $5,000 on student debt to $830,000 or more on mortgage debt, and our business solutions can cancel and save millions to tens of millions for our real estate investors and business clients.
Will your solution boost my credit?
Yes! There are many factors that make up a credit score. The two areas that our solution helps with which is lowering loan balances to zero, and your debt utilization which accounts for 30% of your credit score.

As you make payments on time, while also paying down balances, this can improve your credit score. When balances are completely paid off, like a "car loan," this can have a positive response in your credit score. In the "debt utilization" area when your credit card balances are "lower" or "zero" this improves your "debt utilization ratio" and can boost your credit score tremendously.
How much does it cost?
The price is unique for each customer and is based on their debt load, and kind of debts. For example do you own a home, only own one home, or do you own 30 homes? It would be unfair for the person who doesn't even own a home to have to pay the same price as the one who owns 30 homes.

Your personal pricing will be reflected according to your personal debt load. Still, there is an affordable option for everyone, and you'll have multiple affordable options to choose from to decide which plan best works for you personally.
Are there hidden charges?
No! The price that you're quoted is the price that you'll pay. There are no update fees, support fees, or any other fees. The price is all inclusive and you'll own this solution for life.

However, there are 2 instances for "real-estate investors" that may require an additional small investment.

#1. The standard program package covers up to 3 homes and all other debts for free. If you are a real-estate investor and are managing more than 3 homes, you will need to upgrade for a one-time investment of $500 to manage up to 10 homes at a time.

#2 Also, if you’re a real-estate investor that doesn't have this package already, and you need to manage up to 30 homes at a time, there is pricing that takes this into consideration.
Are your Customers happy?
Ecstatic! Please feel free to take a look at our customer testimonial video.

I'm a real-estate investor, can this help me?
If real time projections, forecasting, being able to visually adjust for market trends, have organized reporting, and keeping your real-estate accounting and records tidy would be helpful; then yes, this program is for you.

Not to mention you will have unlimited personal access to your investing software success coach to help with strategy and all the listed functions above.
How do I get started?
Book your appointment, complete your Analysis Worksheet prior to the 1st appointment, input your numbers with your agent into the software, wait for your results. 

Your agent will walk you through your options, and you'll be able to decide if this is the right solution for you.
How much time does it take?
Many customers can successfully manage our software in less than 10 minutes a week.
Do I have to do any complicated math?
No! The software does it all. Simply plug in your numbers and the software does the rest.
Could I purchase this program as an investment for my child before they go off to college to help him pay-off their student loans early?
Yes! In fact we have a whole program dedicated specifically for that purpose, ask your advisor during your appointment for our student loan pay-off video.
What if I have questions, and need immediate assistance?
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